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Banking

Setting a bank account

You can set up your own bank account provided you have a residential address. For details concerning your private account it is best to consult particular banks wich offer a variety possiblities.The question of opening an account is highly individualised and subject to many factors like taxation and baking fees.

Making your payments

Your own account will enable you to give standing orders for all your bills as well as to simplify your payments for goods. Credit cards and debit cards issued in Poland will enable you to withdraw cash at lower fees. Paying by card is becoming increasingly popular in Poland. So far this system is fairly common in big cities whereas in the province cash is still the only accepted means of payment. Another option is to pay by cheque but this form of making your payments is not popular in Poland and most of the shops may be unwilling to accept it.

Choosing a bank

The biggest Polish Banks: Polska Kasa Opieki S.A. (Pekao S.A.) and PKO BP, Wielkopolski Bank Kredytowy S.A. These banks are present it virtually every city or town and have the biggest number of outlets. However, it it adviseable to set up a bank account in any of the foreign banks which generally offer highier level of services: Citibank, Handlobank (part of Citibank) or Deutsche Bank Polska.