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  Chinese insurance

House insurance

In China, you are not required to have property insurance. In fact, all expatriates places are already insured by the landloard in case of fire, bad weather, war, water…any other cause which is not attributable to the tenant. If you damage the appartment, you will have to pay for it, or it is possible to get a private insurance and insure the your personal goods and the goods which are in the appartment (Public liabality - Property Damage).

Car insurance

In China, you must have a car Insurance. It is possible to insurance your car here. When you insure your car, you are automatically insured for the third party liability and for your own car.

Once you insured your car, you will get a policy insurance, a certificate which has the size of a credit card and an official receipt.

Policy renewal

You will have to renew your policy insurance every year. It is not automatically from year to year.

At the end of your year insurance you will receive a notice informing you it is going to end and you should receive also a payment notice for the following year.

Health insurance

In China, there is no national health care program for foreigners. All the Insurance company are private. You may contract an health care Insurance program before arriving to China or you may contract one here. But do not stay in China without any Insurance, and it is also important to have an emergency medical evacuation. So in case of an accident or an illness you will be able to go back to your country.